Last updated: September 20, 2026
Bill Planner is developed by Tian ShiMing (“we”, “us”, or “our”). This policy explains how information is handled when you use the app or contact us for support.
Bill Planner stores the information you enter on your device, including income, expenses, bill schedules, installment plans, categories, and related details. The app uses this information to display your records, calculate forecasts, and provide reminders.
We do not operate a server that receives your financial records, and we cannot access the records stored on your device or in your private iCloud database. The app does not require a bank connection or a separate Bill Planner account.
When iCloud sync is active, Bill Planner uses Apple’s CloudKit service to store and synchronize your ledger in the private iCloud database associated with your Apple Account. This allows your records to sync across your devices.
Apple processes information needed to provide iCloud under its own Privacy Policy. Your iCloud account and storage settings are managed through Apple.
Bill Planner does not include advertising or third-party analytics SDKs. We do not use the app to track you across other apps or websites, and we do not sell or rent your financial records.
With your permission, the app schedules local bill reminders on your device. You can change notification permissions in iOS Settings. Notification content may be visible according to your device’s notification preview settings.
Widgets, Lock Screen shortcuts, Control Center controls, and Action Button shortcuts provide quick access to app actions. These features do not send your financial records to us. Privacy controls help hide sensitive information during quick entry; they do not replace your device’s security settings.
If you email us, we receive your email address and any information or attachments you choose to provide. We use this information to respond to your request and resolve reported issues. Our email provider processes these messages to deliver the support service.
Please avoid sending sensitive financial records, passwords, or Apple Account credentials. Support correspondence is retained only as long as needed to handle your request and related follow-up, or to meet applicable obligations. You may contact us to request deletion of that correspondence.
You can edit or delete records in the app. When synchronization is active, changes and deletions are synchronized through iCloud. Deletion markers and recovery copies may remain for synchronization or recovery purposes; deleting a visible record does not necessarily immediately erase every stored copy.
Deleting the app removes its local app data, but does not automatically delete data in iCloud or device backups. You can manage iCloud storage and backups through Apple’s settings. Previously synchronized data may become available again if you reinstall the app and reconnect to iCloud.
We cannot retrieve or delete your private iCloud records on your behalf. Contact us if you need guidance managing your data.
We may update this policy when the app or its data practices change. The latest version will be available on this page with an updated date.
For privacy questions or requests concerning support correspondence, contact:
clear-bill-planner@outlook.com